Subsidiaries
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The IBK Financial Group network delivers differentiated financial and non-financial services across each business area, elevating the group's core competitiveness. Each subsidiary leverages its specialized expertise to maximize intra-group synergies and provide customer-centric, tailored financial solutions.
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IBK Capital
Established in 1986, IBK Capital provides a wide range of financial services, including new technology finance, installment finance, lease finance, factoring, and corporate banking.
In 2025, the company recorded financial assets of KRW 11,785.9 billion and net income of KRW 245 billion. It also maintained sound management performance, with a delinquency rate (one month or more past due) of 0.46% and an NPL ratio of 0.57%. In 2026, under the slogan "An Unwavering Future—Solid and Strong," IBK Capital plans to further enhance its business competitiveness through sustained asset growth, efficient sales network management, and diversification of revenue streams. The company will focus on sharpening its response to AX and DX readiness, optimizing its organizational operating framework, and refining its risk management capabilities. At the same time, it will continue to explore new markets, products, and services to realize its "New Finance" vision, while pursuing customer-centric management. -
IBK Securities
Established in 2008, IBK Securities is a financial investment company that provides comprehensive corporate finance solutions—including corporate advisory and acquisition finance—alongside customized wealth management services.
In 2025, the company enhanced profitability through proactive asset and risk management, while broadening investment and ESG activities to secure future growth drivers. A comprehensive redesign of its mobile trading system (MTS), together with the launch of an asset diagnostic service, bolstered its digital capabilities. A second issuance of hybrid capital securities also improved financial soundness ratios. IBK Securities received the highest domestic rating (AA) in its overall ESG assessment and expanded its participation in carbon emissions trading, as well as investments in eco-friendly enterprises. In 2026, under its strategy of becoming a "Productive Finance-Driven SME Growth Partner," the company aims to lead productive finance initiatives. It plans to reinforce its role as a policy finance leader by accelerating AX, innovating its revenue structure, and further strengthening financial consumer protection. -
IBK Insurance
Established in 2010 as Korea's first pension-specialized insurance company, IBK Insurance supports retirement preparedness for vulnerable groups—including SME employees—by focusing on personal pension and retirement pension products.
In 2025, the company achieved its highest-ever sales performance since inception by strengthening its core business competitiveness and secured a Contractual Service Margin (CSM) exceeding KRW 500 billion. In 2026, IBK Insurance plans to pursue stable management supported by advanced risk management frameworks, while developing new growth drivers and reinforcing consumer protection and internal controls. The company will also reinforce its identity as an SME-specialized insurer by expanding synergies with IBK. -
IBK Asset Management
Established in 2004, IBK Asset Management is growing non-interest income by offering products tailored to the diverse needs of bank customers. The company offers a broad range of products—including equity, fixed-income, hybrid, alternative investment, money market, real estate, and infrastructure funds. It also fulfills its policy finance role through vehicles such as the IBK Small-and-Mid-Cap Korea Fund—which invests in SMEs and mid-sized companies—as well as P-CBOs and participation in the Bond Market Stabilization Fund.
In 2025, assets under management reached KRW 32 trillion. The company is advancing its ambition to become a leading comprehensive asset manager by developing flagship funds and enhancing profitability. IBK Asset Management also plans to diversify its portfolio by expanding its ETF and overseas investment fund offerings, with a focus on establishing a stable revenue base. -
IBK Savings Bank
Established in 2013, IBK Savings Bank focuses on supporting regional SMEs and providing microfinance. Headquartered in Busan, it operates in the Seoul and Busan metropolitan areas.
In 2025, the company improved its asset portfolio by expanding microfinance offerings and improved both growth and asset quality through new product launches and the establishment of a dedicated PF lending department. IBK Savings Bank maintained a corporate credit rating of A—the highest in the industry—for eight consecutive years, enhancing its external credibility. The company continues to identify high-quality corporate clients and grow retail lending to deepen synergies within the IBK Financial Group. In 2026, the company plans to lay the groundwork for sustainable growth by focusing on asset restructuring, proactive risk management, organizational capability enhancement, and strengthened financial consumer trust. -
IBK Venture Investment
Established in 2023, IBK Venture Investment is a venture capital firm dedicated to supporting the growth of innovative companies in Korea and abroad, with a focus on future growth industries. Investment across diverse sectors—including AI, deep tech, materials/parts/equipment, and biotechnology—combined with support for global expansion contributes to building corporate competitiveness.
In 2025, the company formed five venture funds totaling KRW 182.1 billion and deployed KRW 75.5 billion in venture capital. The company fulfilled its policy finance role by investing in early- and growth-stage companies and facilitating follow-on funding connections. In 2026, under its strategic direction of "Solid Growth, Bold Innovation, Firm Trust," IBK Venture Investment plans to reinforce a stable revenue base by expanding investments in growth-stage companies. At the same time, it will broaden early-stage investments and provide hands-on support to help startups overcome the "valley of death" and revitalize the innovation ecosystem. -
IBK Systems
Established in 1991, IBK Systems is a financial IT specialist that supports stable IT operations and digital innovation across the IBK Financial Group with approximately 690 IT professionals.
In 2025, the company successfully completed the Hanam Data Center relocation project, enhancing group-wide IT synergies and service stability. It also elevated its external financial IT competitiveness by supporting major financial infrastructure initiatives, including the development of a supply chain stabilization fund system for the Export-Import Bank of Korea. In 2026, IBK Systems plans to further expand its role as the group's strategic IT partner by delivering stable IT services grounded in internal controls, executing core digital operations, and commercializing proprietary solutions. -
IBK Credit Information
Established in 2000, IBK Credit Information is a credit information company that performs a full spectrum of credit management functions. These include on-site investigations for personal and corporate credit assessments prior to lending, as well as post-lending monitoring of signs of insolvency and bad debt recovery.
In 2025, the company laid the groundwork for sustainable growth by strengthening crisis response capabilities and diversifying support channels. It also expanded support for SMEs and microbusinesses while elevating its ESG management. The company secured new clients, including through an MOU with the National Employment Service Association, and recorded revenue of KRW 34 billion and profit of KRW 2.8 billion. In 2026, IBK Credit Information plans to further enhance support for SMEs and microbusinesses—facilitating debtor rehabilitation and improving creditor asset quality—while pursuing balanced growth. Key initiatives include growing the wealth management business, advancing sales to financial and public institutions, and driving digital and AI-led initiatives. -
IBK Service
Established in 2018, IBK Service became the first wholly owned subsidiary of IBK among policy banks to implement the national policy of converting irregular public-sector workers into permanent employees. The company oversees comprehensive operational services across IBK's nationwide branches and headquarters facilities—including security, cleaning, facility management, and administrative support.
The transition of all employees to permanent positions has fostered a stable employment environment, with revenue reaching KRW 84.8 billion as of the end of 2025. In 2026, the company plans to further enhance service quality and provide a safe and comfortable environment to improve overall customer satisfaction. -
IBK China
IBK China was founded in June 2009 by integrating IBK's five branches including its Tianjin office that was opened in 1995. Since then, the company has opened branches in Tianjin, Shenyang, Qingdao, and other cities where South Korean companies had already entered. This brought its total to sixteen networks consisting of eight branches and eight sub-branches as of December 2024. While enjoying a stable operating base, the company is consistently promoting localization for its sustainable growth. It has added to its local customer base by developing locally customized products and increased both online and mobile channels.
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PT Bank IBK Indonesia
PT Bank IBK Indonesia was launched in September 2019 after receiving an approval from the country's authorities regarding the merger and acquisition of two local banks, PT Bank Agris Tbk and PT Bank Mitraniaga Tbk. PT Bank IBK Indonesia is now working to stabilize its operations, such as achieving the highest loan growth rate among the various foreign-based banks that have advanced into the country and adopting a two-track marketing strategy targeting South Korean and local companies.
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IBK Myanmar
IBK Myanmar obtained its license as a local subsidiary from the Central Bank of Myanmar (CBM) in December 2020. Its first branch commenced operations in Yangon on January 21, 2021. Its service priorities are supporting Korean companies in Myanmar and offering financial/non-financial support to Korean SMEs pursuing opportunities in the local market. It also aims to discover and grow prime SME businesses in the local market.
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IBK Bank Polska S.A.
IBK Bank Polska S.A. has obtained authorization from the Polish Financial Supervision Authority on November 18th, making the first newly established Korean bank to become a fully licensed national bank in Poland and on November 25th, the bank officially launches its operation. IBK Bank Polska S.A. is expected to serve as the EU regional headquarters, supporting Korean SMEs operating in Central and Eastern Europe—including the Czech Republic, Hungary, and Slovakia—as well as local companies.